If you’re considering refinancing your mortgage, you may be wondering which companies are the best to work with. Refinancing your mortgage can help you lower your monthly payments, reduce your interest rate, and save money over the life of your loan. In this article, we’ll discuss the best mortgage refinance companies and what they offer.
- Better.com
Better.com is an online lender that offers mortgage refinancing and other loan products. They’re known for their streamlined application process, which can be completed entirely online. Better.com offers both fixed and adjustable rate mortgages, and they claim to have some of the lowest rates in the industry.
One of the standout features of Better.com is their digital mortgage platform, which allows you to complete the entire mortgage process online. This includes the application, document submission, and even the closing process. Better.com also offers a price match guarantee, which means they’ll match a competitor’s rate if it’s lower than their own.
- Quicken Loans
Quicken Loans is one of the largest mortgage lenders in the United States and offers mortgage refinancing, as well as other loan products. They offer both fixed and adjustable rate mortgages, and they claim to have a fast and easy application process.
Quicken Loans also offers a program called “Rocket Mortgage” which allows you to complete the mortgage application entirely online. The application process is designed to be simple and intuitive, and you can even get pre-approved for a mortgage in minutes. Quicken Loans also offers a variety of refinancing options, including cash-out refinancing and rate-and-term refinancing.
- LoanDepot
LoanDepot is an online lender that offers mortgage refinancing, as well as other loan products. They offer both fixed and adjustable rate mortgages, and they claim to have some of the lowest rates in the industry. LoanDepot also offers a variety of refinancing options, including cash-out refinancing and rate-and-term refinancing.
One of the standout features of LoanDepot is their “Lifetime Guarantee” program, which allows you to refinance your mortgage with LoanDepot at no cost if you decide to move or refinance your mortgage again in the future. LoanDepot also offers a variety of tools and resources to help you make informed decisions about your mortgage, including a mortgage calculator and a refinancing guide.
- SoFi
SoFi is an online lender that offers mortgage refinancing, as well as other loan products. They offer both fixed and adjustable rate mortgages, and they claim to have some of the lowest rates in the industry. SoFi also offers a variety of refinancing options, including cash-out refinancing and rate-and-term refinancing.
One of the standout features of SoFi is their “member benefits” program, which includes perks like career coaching, financial planning, and discounts on other SoFi products. SoFi also offers a variety of tools and resources to help you make informed decisions about your mortgage, including a mortgage calculator and a refinancing guide.
- Credible
Credible is an online platform that allows you to compare rates from multiple lenders for mortgage refinancing, as well as other loan products. They work with a variety of lenders, including some of the top mortgage lenders in the industry.
One of the standout features of Credible is their loan comparison tool, which allows you to compare rates and terms from multiple lenders side-by-side. This can help you find the best mortgage refinance option for your needs. Credible also offers a variety of educational resources to help you make informed decisions about your mortgage, including a refinancing guide and a mortgage calculator.
- LendingTree
LendingTree is an online platform that allows you to compare rates from multiple lenders for mortgage refinancing, as well as other loan products.